Currency Profile Financial Information Reviewed by Auditors An analysis of the carrying amounts of gross borrowings by currency (after cross-currency swaps) is shown below: 30th June 2024 31st December 2023 HK$M HK$M Currency Hong Kong dollars 25,259 59% 25,243 61% Renminbi 13,996 33% 12,427 30% United States dollars 3,500 8% 3,499 9% Total 42,755 100% 41,169 100% Finance Charges Financial Information Reviewed by Auditors At 30th June 2024, 68% of the Group’s gross borrowings were on a fixed rate basis and 32% were on a floating rate basis (31st December 2023: 68% and 32% respectively). Interest charged and earned were as follows: Six months ended Year ended 30th June 31st December 2024 2023 2023 HK$M HK$M HK$M Interest charged on: Bank loans and overdrafts 484 277 743 Bonds 356 272 614 Interest-bearing advances from joint venture and associated companies 2 2 2 Lease liabilities 10 11 21 Net fair value (gains)/losses on derivative instruments Cash flow hedges – transferred from other comprehensive income (31) (14) (41) Cross-currency swaps not qualifying as hedges (1) 1 1 Other financing costs 85 57 125 905 606 1,465 Losses on the movement in the fair value of the liability in respect of a put option in favour of the owner of a non-controlling interest 48 5 53 Capitalised on: Investment properties (216) (219) (510) Properties for sale (152) (121) (270) 585 271 738 Interest income on: Short-term deposits and bank balances (41) (29) (64) Loans to joint venture and associated companies (75) (54) (136) Others – (9) (18) (116) (92) (218) Net finance charges 469 179 520 51