Currency Profile Audited Financial Information An analysis of the carrying amounts of gross borrowings by currency (after cross-currency swaps) is shown below: 2022 2021 HK$M HK$M Currency Hong Kong dollars 19,740 86% 20,747 84% United States dollars 3,095 14% 3,854 16% Total 22,835 100% 24,601 100% Finance Charges Audited Financial Information An analysis of outstanding borrowings by reference to whether they bear interest at fixed or floating rates is shown below: 2022 2021 HK$M HK$M Fixed 15,061 66% 20,518 83% Floating 7,919 34% 4,150 17% Sub-total 22,980 100% 24,668 100% Less: Unamortised loan fee 145 67 Total 22,835 24,601 The exposure of the Group’s borrowings to fixed and floating interest rates can be illustrated as follows: Fixed Interest Rates Maturing in: Floating Interest 1 Year 1 to 5 Over 5 Rates or Less Years Years Total HK$M HK$M HK$M HK$M HK$M At 31st December 2022 7,811 200 9,759 5,065 22,835 At 31st December 2021 4,132 5,456 7,818 7,195 24,601 85 SWIRE PROPERTIES ANNUAL REPORT 2022